Finance Tools

PAYE tax calculator updated for Nigeria Tax Act 2025 (2026). Compare old vs new law. Pension, NHF, NHIS and rent relief included. Monthly or annual input.

Calculate take-home pay using 2026 NTA rates. Gross-to-net and net-to-gross. Full payslip breakdown with employer cost including NSITF and ITF.

Calculate how Nigerian inflation eroded your naira's value. Historical NBS/CBN rates 2000–2025. Future value and purchasing power modes with year-by-year table.

Calculate loan repayments and total interest with full amortization schedule. Monthly, quarterly or annual frequency. Affordability check and max loan from budget.

Calculate simple and compound interest on savings

Calculate gross margin, net margin and markup

Calculate tips and split bills between people

Add or remove 7.5% Nigeria VAT from any price